Privacy Policy

EFFECTIVE DATE: 05/16/2026

1. Introduction Welcome to JDPA Health Solutions, LLC.

Your privacy is important to us. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information when you visit our website and opt in to receive communications via text messages, phone calls, and emails. By providing your personal information and opting in to receive communications, you consent to the practices described in this Privacy Policy.

2. Information We Collect

We collect the following types of personal information:

  • Personal Identifiable Information (PII): Name, address, phone number, email address, and date of birth.

  • General Health Information: Details related to your health insurance needs, existing coverage, medical history relevant to underwriting, and plan preferences.

  • Communication Preferences: Your opt-in status for receiving text messages, phone calls, and emails.

  • Technical Data: IP address, browser type, device information, and cookies.

3. How We Use Your Information

We may use your information to:

  • Provide health insurance quotes and related services.

  • Contact you via text messages, phone calls, and emails as per your opt-in preferences.

  • Improve our website, services, and marketing efforts.

  • Comply with legal and regulatory requirements, including HIPAA where applicable. WE DO NOT SELL YOUR INFORMATION TO ANY THIRD PARTIES OR MARKETING COMPANIES.

4. Consent for Communications

By submitting your information, you expressly consent to receiving:

  • Text Messages and Phone Calls: You agree to receive marketing and informational calls and texts from us, including via automated systems. Message and data rates may apply. Opting in is not required to purchase insurance.

  • Emails: We may send promotional and transactional emails related to your insurance inquiries.

5. Opt-Out Policy

You may opt out of communications at any time by:

  • Replying "STOP" to any text message.

  • Clicking the "Unsubscribe" link in emails.

  • Contacting us at james@jdpahealthsolutions.com or calling (610)-703-4991 and speaking with a representative.

6. How We Share Your Information

We do not sell your personal information. However, we may share it with:

  • Licensed insurance agents and providers to offer you relevant insurance plans.

  • Third-party service providers who assist with marketing, compliance, or technology services.

  • Legal authorities, if required by law.

7. State-Specific Privacy Rights

Certain states provide additional rights regarding personal information:

  • California (CCPA & CPRA): Residents may request to know, delete, or opt out of the sale of personal information. To exercise these rights, contact us at james@jdpahealthsolutions.com or speak with a representative at (610)-703-4991.

  • Florida & Maryland: These states require that marketing calls or texts not exceed a certain number of contacts from the same business or representative in a 24-hour period. You may revoke consent at any time.

  • New York: New York requires clear disclosures about how health-related data is used and shared.

  • Virginia, Colorado, Connecticut, Utah, and other CPA-style states: Residents may have rights to access, correct, delete, or port their personal data, and to opt out of targeted advertising and profiling. Contact us using the information below to submit a request.

8. HIPAA and Protected Health Information

To the extent JDPA Health Solutions handles Protected Health Information (PHI) on behalf of a covered entity, we maintain administrative, physical, and technical safeguards required by the Health Insurance Portability and Accountability Act (HIPAA) and applicable state laws. Health information you provide for the purpose of obtaining quotes or coverage is used only to evaluate, present, and service insurance plans on your behalf.

9. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your information from unauthorized access, alteration, or disclosure. However, no system is 100% secure, and we cannot guarantee absolute security of information transmitted over the internet.

10. Children's Privacy

Our services are intended for adults age 18 and older. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us so we can delete it.

11. Changes to This Policy

We may update this Privacy Policy periodically. The latest version will be posted on our website with a revised effective date. Your continued use of our website and services after such changes constitutes your acceptance of the updated policy.

12. Contact Us

For questions about this Privacy Policy, or to exercise any of your rights described above, please contact us at: JDPA Health Solutions, 1320 Hausman Road, Allentown PA 18018 Phone: (610)-703-4991 Email: james@jdpahealthsolutions.com

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Terms of Service

EFFECTIVE DATE: 05/17/2026

1. Introduction Welcome to JDPA Health Solutions, LLC.

Welcome to JDPA Health Solutions By accessing or using our website and services, you agree to be bound by these Terms of Service (the "Terms"). If you do not agree, please do not use our services. These Terms govern your use of our website, including the collection and processing of personal information for health insurance-related services, as well as your opt-in consent for receiving communications via text messages, phone calls, and emails.

2. Eligibility

You must be at least 18 years old to use our services. By using our website, you represent that you have the legal capacity to enter into this agreement and that all information you provide is true and accurate.

3. Services Provided

JDPA Health Solutions provides health insurance-related information, quotes, and services. Our website may connect you with licensed insurance agents and providers who can offer you relevant insurance plans. Quotes and plan availability are subject to insurer underwriting and approval, and the final terms of any policy are governed by the documents issued by the insurance carrier

4. Consent for Communications

By submitting your personal information, you expressly consent to:

  • Text Messages and Phone Calls: Receiving marketing and informational calls and texts, including via automated dialing systems. Message and data rates may apply. Opting in is not required to purchase insurance.

  • Emails: Receiving promotional and transactional emails related to your inquiries. You may opt out of communications at any time by:

  • Replying "STOP" to any text message.

  • Clicking the "Unsubscribe" link in any email.

  • Contacting us at james@jdpahealthsolutions.com or calling(610)-703-4991.

5. Personal Information Collection and Use

Our collection, use, and protection of personal information are governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review the Privacy Policy to understand how we handle your information.

6. User Responsibilities

You agree to:

  • Provide accurate, current, and complete information when requested.

  • Use our services for lawful purposes only.

  • Not engage in fraudulent, misleading, or abusive activities, including misrepresenting your identity or eligibility for coverage.

  • Not attempt to interfere with, disrupt, or gain unauthorized access to our website, systems, or other users

7. Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of JDPA Health Solutions or its licensors and is protected by applicable copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our prior written consent.

8. Third-Party Links and Services

Our website may contain links to third-party websites, including insurance carriers, agents, and service providers. We are not responsible for the content, privacy policies, or practices of these third parties, and inclusion of any link does not imply endorsement. Your interactions with any third party are solely between you and that third party.

9. No Insurance Advice; No Guarantee of Coverage

Information provided through our website is for general informational purposes only and is not a substitute for professional insurance, medical, legal, or financial advice. Quotes provided are estimates and are not guarantees of coverage, eligibility, or premium amounts. The actual terms, conditions, and availability of any insurance product are determined solely by the issuing insurance carrier.

10. Limitation of Liability

To the maximum extent permitted by law, JDPA Health Solutions, its officers, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or related to your use of, or inability to use, our website or services, even if we have been advised of the possibility of such damages.

11. Indemnification

You agree to indemnify, defend, and hold harmless JDPA Health Solutions and its officers, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or related to your violation of these Terms, your misuse of our services, or your violation of any law or the rights of any third party.

12. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Pennsylvania, without regard to its conflict of laws principles. Any disputes arising from or related to these Terms or your use of our services shall be resolved through binding arbitration or in the courts located in Northampton, PA. You agree to submit to the personal jurisdiction of such courts for any such dispute

13. Termination

We reserve the right, at our sole discretion, to suspend or terminate your access to our website or services at any time, without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, third parties, or our business interests.

14. Changes to These Terms

We may update these Terms from time to time. The latest version will be posted on our website with a revised effective date. Your continued use of our website or services after such changes constitutes your acceptance of the updated Terms.

15. Contact Us

For questions about these Terms, please contact us at: JDPA Health Solutions 1320 Hausman Rd (Ste. 303), Allentown PA 18104 Phone: (610)-703-4991Email: james@jdpahealthsolutions.com

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